An empirically based sediment budget model is developed for Cardiff State Beach CA to assess management strategies to maintain beach width subject to mean sea level rise (MSLR) and potentially more frequent El Niño storms. Two decades (2000-2019) of surveys support the hypothesis that the rocky reefs bounding this beach retain sand added to the nearshore zone, except during strong El Niño years with more severe storm waves. The subaerial beach has widened by ~60 m during the last 20 years owing to nourishment (~17K m3/yr) of imported sand, and sand bypassed annually by dredging a lagoon inlet at the beach’s updrift end. The observed widening yields 1 m/yr of mean beach width increase for each 6 m3/m-shoreline of added sand. A strong El Niño year is modeled with a permanent volume loss coupled with a shoreline retreat that recovers partially as the beach profile adjusts between El Niño years. Calibrated with observations from Cardiff and South Torrey Pines (a control beach), the model is used to project beach change through 2050. All modeled scenarios suggest that no bypassing or nourishment (no “management”) will result in tens of meters of beach width loss. However, continued bypassing would partially mitigate MSLR and El Niño beach width losses. An artificially built (living shoreline) dune that backs the beach, if completely undermined during strong El Niño storm waves, stores enough sand to balance one-third of the expected volume loss that year, and may make the beach more resilient and speed subsequent beach recovery.