• Money holders want to learn how to be better investors: The under-resourced and often “relatively” underpaid institutional investor, the family office, and the smaller retail investor all find it difficult to keep current with market trends.  They may have little understanding of the arms race around esoteric asset packaging rampant on Wall Street, or how high frequency trading actually affects the market.  It falls to money managers to educate investors on how new strategies work, although potential conflicts of interest abound.  The fastest growing sector in investment research for the last two decades are expert networks, e.g., GLG.  These networks displace what some managers considered their investment edge – a proprietary group of expert relationships built up over years in the business. The expert networks offer direct access to experts on any possible category for on-the-fly education.  Northern Trust’s private wealth practice has built an analytical platform that educates high net worth individuals about designing customizable portfolios specific to their unique circumstances. Both these companies are strengthening the decision-making capabilities of their clients.